They Don't Know The Fannie Mae Home Purchase Sentiment Index® (HPSI) released this week jumped…
Rates Dropped! It’s Time To Lock!
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[author] [author_image timthumb=’on’]https://www.theruethteam.com/wp-content/uploads/2020/11/testimonial_image.jpg[/author_image] [author_info]Nicole Rueth has been passionately advising clients on their wealth building and home financing strategies for over 17 years. Her path has been non-conventional and it is a benefit to her clients. www.TheRuethTeam.Com.[/author_info] [/author]
Stop Trigger Leads
Did you buyer just switch lenders without you knowing? Now there are delays in the contract process, a lack of credibility with the listing agent, and an experience you can’t protect. When business slows, desperate lenders buy Trigger Leads and pray on your buyers, frustrating your clients and turning your transaction into a mess. Some of these lenders are even saying you sent them.
✨ The gold nuggets:
- Opting Out works for car warranty calls, store credit cards and mortgages!
- These leads are legally sold by Experian, TransUnion and Equifax seen as “stimulating market competition” by the FTC and CFPB. They occur anytime a credit report is pulled.
- A PNG and PDF version of the flyer below is uploaded to our Agent Ignite FB Group. Share online and to your sphere.. have them opt out before they start shopping.
Rates Dropped….Lock Buyers in at 4.99%
The 10-Year Treasury dropped to 2.754%, the lowest it’s been since May. Why? PMI data came out much weaker than expected. Slowing commodity prices and softer inflation numbers will be the topic for next week’s Fed Meeting, will they rethink a 1% increase? Remember, inflation is the arch enemy of bonds 😉
Plus, if you watched Thursday’s market update, I said The Rueth Team is going deep. Why? Because I’m pissed at chippy lenders wreaking your buyer’s experience and delaying your closing with bait and switch offers!
✨ The gold nuggets:
- When the 10-year treasury drops so goes mortgage rates!
- 4.99%* this morning with NO POINTS! 4.625%* with 1% discount (30 yr fixed conventional 10% down)
- FHA is 4.49%* no points!
** Rates move daily
38 Renovation Ready Homes For Sale…TODAY
Look like a Rockstar to your buyers! We did the work for you by pulling 38 active home listings from the MLS yesterday. These homes need a little love and care and are in need of a vision. Help your first time home buyers see what it could be and get under contract!
✨ The gold nuggets:
- Add an ADU, redo the kitchen and baths, add a room, finish a basement.. the possibilities are crazy good!
- Put as little as 3% down primary, 10% down second home, 15% down investment
- Loan based on “to be” value not “as is”
- Close in 45 Days
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