Help us help you!
Hi there! What terms you can get on a refinance depend on a multitude of factors including credit score, loan-to-value, property type, occupancy, and more. The best way to know for sure what your options are is to complete a loan application so that we can get your credit pulled and price out your options accordingly. We cannot lock a rate without an application and credit report. We are also in an incredibly volatile market and are seeing rate changes multiple times a day. My advice is to be ready to lock. When rates hit a certain point, they don’t stay there long in many cases. We are able to lock in rates quickly when we have your application in hand. With the high volume of inquiries we want to be as prepared and organized as we can to take good care of everyone.
We truly appreciate your trust, patience, and understanding. We will navigate this unprecedented time together!