The Rueth Team

Denver’s Top Mortgage Company

“Helping You Build Wealth Through Real Estate”


How Can We Help?


With a multitude of loan options available, see how The Rueth Team can personalize the home purchase process to your situation so you can enjoy the phenomenal benefits of homeownership.


Leverage your existing mortgage for more financial flexibility! Reduce your monthly payment, cash out to address debt or invest in real estate, or take advantage of lower market interest rates.


Whether you’re new to investing or a veteran investor with multiple properties, learn how we can help you leverage the real estate market to generate personal wealth.


Real estate agents rely on The Rueth team for in-depth knowledge and education on trending topics. Visit our Agent Education section for classes, agent resources and our online agent groups.

Upcoming Events

Upcoming Events

Why The Rueth Team?

The Rueth Team is dedicated to our clients success. It is this driving mission that keeps our team constantly learning and pushing beyond our boundaries. We find the solutions other lenders simply can’t (or won’t). We make a commitment to each borrower, fulfilling it with hard work, constant communication and creative problem solving. When a referral partner gives our name, they are confident knowing they are giving their clients the best chance of a smooth, successful experience.

Nicole at her Desk

Are You a First Time Home Buyer?

The Rueth Team has extensive experience helping the first time home buyers find the perfect home that checks all the boxes. From budget to location, schools to walkability, we help you find exactly what you searching for. Our process makes the experience painless from start to finish! Contact an independent mortgage broker in Denver for assistance!

Meet Nicole Rueth

For over 21 years, Nicole Rueth has passionately advised clients on their wealth building and home financing strategies. Nicole’s past experience of managing 100 person teams and facilitating million-dollar solutions allows her the expertise to negotiate, analyze, and provide creative solutions for her clients where other lenders fall short. Recognized by Mortgage Executive Magazine as one of the top 200 Mortgage Advisors in the country, Nicole is a Five Star Professional by Denver’s 5280 Magazine, and OneTrust Home Loans advisor nationally. Her team’s expert knowledge of the industry and high level of professionalism will work hard for you and your family.


Listen To Our Latest Podcast

The Double Comma Club

Hosted by veteran real estate and mortgage expert Nicole Rueth, The Double Comma Club podcast teaches listeners that no matter what age you are, you can become financially successful through real estate and achieve financial security now.

In each episode, Nicole drives the conversation to show investors of all ages how to take advantage of real estate to gain personal financial security, invest in retirement, and grow multi-generational wealth through proven strategies that have helped thousands of her clients.

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Popular Episodes


Fantastic experience!

Andrew C. from Wheat Ridge, CO

Nicole was fantastic to work with. She’s responsive, knowledgeable, and able to make last-minute changes when necessary. Working with her was a nice change from big-box mortgage companies. When last-minute things needed to be fixed she did them promptly, and made sure we made it to closing without a hitch!


See review on Zillow

Seamless Experience.

Natalie W. from Idaho Springs, CO

We’ve used The Rueth team twice now and have had a seamless experience both times. She and her team are knowledgeable, friendly and helpful. When I contact them they are very quick to respond. I would continue to work with The Rueth team in the future!


See review on Zillow


Shelby from Denver, CO

I used Fairway and The Rueth Team when purchasing a home recently and they were outstanding throughout the entire process. One of the staff on the team was out on leave for most of the process and you wouldn’t have even noticed. Everyone I worked with provided very friendly, personable and knowledgeable service. I knew what my options were and everything was done in a very timely fashion. They even were able to find me some closing cost assistance so that I was able to have some money in my pocket left at close to do some work on the house. This was the third home I’ve bought and The Rueth Team team was by far the best mortgage company I’ve worked with and I would recommend them with my full confidence.


See review on Zillow

Fantastic experience!

Maria Gonzalez-Melendez

Hello, My wife Ana and I participated in a Wounded Warrior VA Loan orientation with Dillon Larson and Nicole Rueth, since that day we knew that Nicole was the way to go. The information provided since day one was on point and the security knowledge she provided made our decision to move forward an easy one. After reaching out to Nicole about our interest in purchasing our new home, she took the time to meet with us on a phone call and explain the possibilities of getting our new home.


See review on Zillow

Seamless Experience.

Premal Trivedi

The Rueth Team is across the board fantastic. I could always pick up the phone and reach them which was very helpful. They were very organized, communicated clearly and offered great rates. There is nothing they didn’t do exceptionally well.


See review on Zillow


Jeffrey Janosek

The whole team was very communicative. Everyone was always willing to explain everything to me as a first-time homebuyer and went out of the way to make sure I had everything I needed including a last-minute update on my pre-approval letter that made a huge impact on me getting my first home!


See review on Zillow

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Buy Before You Qualify…Wait, What?

Buy Before You Qualify Do you have a client with only 1 year in taxes and a current year P&L, but plenty of money?  Or what about a borrower with a 6 month job gap?  Last week I shared all about bridge loans.  This week, I  wanted to share more.  The Rueth Team...

Will Mortgage Rates Hit 7%?

Rates with a 7 Handle?  Say it isn't so... Mortgage rates spiked on Thursday and Friday as the 10-year treasury moved from 3.55% right before Powell’s speech to top 3.75% on Friday.  So what did Powell say to cause the spikes? At the July 27th Fed meeting, Powell...

Best Time to Buy, A Conversation Starter

When is the best time to buy? Realtor.com just released research results showing what week is the best time for a buyer to buy. Also, see why today’s market might be the best time for someone to build. And, we are gonna deliver the facts…fast!


Check our blog and subscribe to our YouTube channel for tips and tricks to navigating mortgages and the real estate market.

Buy Before You Qualify…Wait, What?

Buy Before You Qualify Do you have a client with only 1 year in taxes and a current year P&L, but plenty of money?  Or what about a borrower with a 6 month job gap?  Last week I shared all about bridge loans.  This week, I  wanted to share more.  The Rueth Team...

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