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Turning Numbers Into Insights A mortgage calculator is more than just a tool for estimating monthly payments—it’s your gateway to understanding the true cost of homeownership. When you enter your details into a mortgage payment calculator, the results provide a…
Last updated: October 2025 Strategic Home Buying Starts with Smart Planning Buying a home without proper financial planning is like driving cross-country without a map. You might eventually reach your destination, but you’ll waste time, money, and energy along the…
The pumpkin spice lattes are flowing, the kids are back in school, and those summer heat waves (and bidding wars) are finally cooling down. Which begs the question: is fall a good time to buy a house? Spoiler alert: yes,…
Mortgage insurance plays a crucial role in the home buying process, especially for those unable to put down a 20% down payment. Understanding the nuances of private mortgage insurance (PMI) and its impact on your monthly mortgage payment is essential…
In Denver’s bustling real estate markets, characterized by rising property values and a competitive landscape, jumbo home loans have become essential tools for buyers seeking financing beyond conventional limits. Whether you’re drawn to the city’s vibrant neighborhoods or the surrounding…
Bottom line.. rates are going up. But it won’t be in a straight line. Purchase power is slipping and Calabria strikes again
Updated October 2025. As a mortgage lender with over 20 years of experience and owner of 24 investment properties, I am often asked how to help your child buy a home, and if it’s a good idea. Many parents who…
February brings love stories, but here’s a reality check that could save you serious money: your relationship status isn’t just about romance. It’s a strategic financial decision that directly impacts your mortgage approval, interest rates, and buying power. Whether you’re…
Updated October 2025. Buying a home in Denver offers more than just a place to call your own. It provides significant tax advantages that can save you thousands of dollars annually. Understanding these tax benefits can make homeownership even more…
Changes in life can often happen fast and you’re just holding on for dear life. If you have a job change, family change, add new sources of income, retire, or more, you may be finding yourself wondering what your options are for purchasing a home.
